Response to It is NOT a crime to owe money

My personal opinion is to keep one step ahead. We moved 130 miles away and avoided any contact with the lender for 3 years. However they phoned my husband at work claiming to be the DSS (he had been out of work for a few months previous to us moving) and saying that they owed him some money but needed our new address! Needless to say 2 days later we received a letter from the collection agency re the shortfall. When they caught up with us we were running scared because of their underhand tactics so agreed to a monthly payment. I wish this site had been around then. Please read others experiences on this excellent site before you make any decisions. Don't let them grind you down. Good luck Sue Gates

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