It is NOT a crime to owe money

I am being chased by Halliwell Landau acting for Abbey National for a #44128 shortfall in 1993. Like most hard working people I blame the boom and bust government let them pay the shortfall. I WILL NEVER PAY IT So far they haven`t managed to find me but they are getting close. Should I answer their mail, and let them find me or should I keep one step ahead. I thought they couldn`t pursue after 6 years can you clear this up

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