Bradford&Bingley, Hammond solicitors - expenditure form 'Out of the blue'

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I have received a letter from Hammond solicitors (Victoria Steel) in Bradford asking me to fill in an expenditure form. My house was repossessed in 1997 with a shortfall of over £35,000.I received one letter in '99 detailing the sale and the shortfall. This is the first contact at my current address. The letter says that the client (B&B) is no longer prepared to wait for my proposals, and that I must fill in the form and return it. I am gutted. Should I ignore it? I feel at a loss - can someone help me with some advice? I have been using your site intermittently - excellent. Liz

-- Elizabeth O'Neill (ezrapixie@yahoo.co.uk), May 31, 2002

Answers

Elizabeth,

You could be admitting liability by sending them an income & expenditure form, see the Do's and Dont's on the repo site, especially " After they contact you and demand cash ". Follow the good advice on this site. You first need to establish whether the BS sold your property for a fair price, so send out SARNS to the relevant people. When did you take out the mortgage, by the way ? If you get stuck just post another message.

Mark.

-- M Amos (idgroms@hotmail.com), June 01, 2002.


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