Lenders & their solicitors etc. visiting this site.

greenspun.com : LUSENET : Repossession : One Thread

I received today, from a reliable source, some very valuable information, part of which can affect us all.

A well known firm of solicitors, who run seminars for lenders on repossessing properties, visit this site frequently. I feel that we should all be aware of this and word our questions/answers accordingly. The last thing we want to do is HELP them!

'M', if you're reading this - many thanks to you. Joy.

-- Joy Harker (fightingback@harker.go-plus.net), March 07, 2002


I would say that it is to our benefit for the Lender's to visit this site. The fact that the site exists and that it provides such valuable information to us, the victim's, can only be a thorn in their sides. It also speaks volumes when the likes of Evershafts et al need to quote the site in their training materials. Most of the solictor's are so full of doggy-doo when it comes to threats, and I just love seeing the intelligent legally sound defences being thought out on these threads. It gives nothing away, other than the fact we will not take their cobblers lying down any more.

-- Too scared to say (iwasduped@yahoo.com), March 07, 2002.


-- Joy Harker (fightingback@harker.go-plus.net), March 09, 2002.

Good grief! I'd be horrified to think anyone was so naive as to imagine this site is somehow 'private'!

-- Melody (mbc109@york.ac.uk), March 11, 2002.

quite a few debt collection and trace agencies also view the site!!!! surprisingly

-- whoknows (locate1st@hotmail.com), March 11, 2002.

We're fully aware that the lenders view this site so what on earth is surprising about debt collectors viewing this site also!

As Augustus De Morgan once said:

"Big fleas have little fleas upon their backs to bite 'em, And little fleas have lesser fleas, and so ad infinitum."

-- Tony Hayter (Tony@Hayter.com), March 11, 2002.

Well that's a suprise "Tony" Whoknows!

Lenders and debt collection visit the site? Really!

Good Luck.

-- Harry (pearson_harry@hotmail.com), March 12, 2002.

Hi Harry,

I think you failed to see the point of the quote I was using above. If the parentheses around my (real) name were intentional and intended to imply association with the whoknows-Locate1st posting then you couldn't be even more wide of the truth.

As a victim of the HALIFAX's deliberate underselling practices I am very aware of their visits to this site. They and the entourage of others who profit from the debt industry have a lot to fear from the right of freedom of speech that is exercised here.

Occasionally postings of this sort appear which, whether intentionally or otherwise, can have the effect of limiting that freedom of speech by instilling a fear that any message posted here may be used against the person leaving it.

If a person lies still on the ground in the wilderness the vultures will soon start hovering overhead but if that person stands upright and speaks out loud the vultures soon disperse in search of easier prey.

-- Tony Hayter (Tony@Hayter.com), March 12, 2002.


I was urging prudence - nothing more, nothing less. Certainly not fear of the vultures.


-- Joy Harker (fightingback@harker.go-plus.net), March 12, 2002.

No, you are OK Mr Hayter, sorry for any implication, the "Tony" in my posting was for the benefit of "Mr Tony Smeaton", whoknows!!!

Good Luck.

-- Harry (pearson_harry@hotmail.com), March 12, 2002.

whoops! should I not have posted my earlier posting I do apologise.....and there was I thinking it was still a free world

-- who knows (locate1st@hotmail.com), March 13, 2002.

and looking at the list of auto responses it would seem that its not just mortgage lenders and solicitors but also car finance companies that view this board. Cutting through the often scurrilous postings on here there are actually a vast amount of postings that are of worth to both sides of the fence from both an ethical and legal stance.

-- who knows again (locate1st@hotmail.com), March 13, 2002.

I think you misunderstand my posting Mr Tony Smeaton - Whoknows?

I don’t speak for this site, nor do I dictate any of its policies, it is however my understanding that everybody is welcome to express their views here. Including me, including you.

While I personally think that this site is intended as an open discussion platform for people adversely affected by the harsh repossession & shortfall policies operated the lenders, I perceive that other points of view such as yours certainly do have their place.

But I think that your email id label of “Whoknows” is a tad insensitive. Many of the people who seek help and advice have been intimidated and harassed by the lenders. They have been through stressful times, and are maybe currently facing all manner of adverse debt recovery tactics from the lenders. They really don’t need a know- it-all giving them a superior condescending always-in-the-right lender/debt collection agency viewpoint. What they do want is support and help, they need advice on what their rights are, what they can do, how they can get themselves out of the problems that are in front of them.

Above all they want to know if what the lenders and their agents are doing to them is right, and how they can stop it. They need to defend themselves, their families and their homes.

They don’t need somebody else in their face at this time.

So, I would suggest;

1, Consider changing your email label. 2, Change the tone of your emails, we are all on the same side here, and you are on which side exactly? 3, Try to offer more constructive type comments. The kind that support and help, not the kind that put people down. 4, Accept that other people are offering advice based on their own experiences, it may be wrong, it may even be nonsense, but if they truly believe that its good advice then simply say that you think different and state your viewpoint.

Good Luck.

-- Harry (pearson_harry@hotmail.com), March 14, 2002.


Re. above posting - absolutely spot on matey.


-- Joy Harker (fightingback@harker.go-plus.net), March 14, 2002.

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