MJO/Mortgage Deed

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Have been following the advice on this site for some months but unfortunately prior to this had already fallen into the trap of doing the many 'donts' outlined (can only hope it's not too late to pull back).Doing all to extract the info from ex lender and their agents.Have received some bits but still going though the painfully slow process of getting it all. Have now been told by ex-lender,when asked for copy of MJO,that this 'is available from the Court' and also the copy of the mortgage deed 'is available from the District Land Registry'. I know that these points have been raised previously on the site but cannot find the threads. Would appreciate any opinions/advice you can give. P.s. this is a repo/shortfall dating back to 1990/91. Initial contact was made immediatelty after the sale and have been pursued relentlessly since then.

-- (fayedupp@hotmail.com), September 27, 2001


In my opinion it is entirely up to them to provide the documents that prove their claim. If they have an MJO then they must be in possession of a copy and they should also have a copy at least of the deeds. Without these how can they say they have proof. Request that they obtain them as they would have to if the case went to court.

If they persist in saying you must get them then get all the details of the court case and providing that your name is involved the court should give you a copy of the judgement whereiin the MJO is held.

-- Matt (mattyc@ntlworld.com), September 27, 2001.

sorry incorrect email address above. Should be faydupp@hotmail.com

-- (faydupp@hotmail.com), September 27, 2001.

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