Debt Councelling Service : LUSENET : Repossession : One Thread

The Bennachie Foundation is a debt councelling service to help people with debt problems, people who are about to have their homes repossesed, etc. and it is non profit making, we would be interested to hear from anybody who requires assistance.please e-mail us at the att. Hugh C Miller [Home Repossession Page note: contact details have been removed from this post after readers expressed concern about the organisation. See below. Lee]

-- Hugh C Miller (), October 25, 2000


Sorry to be picky, but even allowing for the usual email typos, shouldn't a debt counselling service know how to spell basic words like 'counselling', 'repossessed' and have a more tangible email address? I've got 'debt' problems, but this is the only email you'll be getting from me. But like I said, I'm just picky.

-- Eleanor Scott (, October 25, 2000.

I don't think you are being picky just sensible. You like, myself have learnt by experience that you don't trust every Tom, Dick and Harry thats pops up offering their services no matter what it is for. Jacky.

-- jacky jones (, October 25, 2000.

I have recently discovered your site and read many of the articles. I am somewhat puzzled that I am unable to find any reference to DPA subject access request for this site, or the address on the Data Protection Register. Hope to see this posted shortly on the site.

Lesley Whitmore

-- lesley whitmore (, October 26, 2000.

Hi Leslie,

As you have posted your question as a response to the offer by the Bennachie Foundation to provide a Debt Counselling Service to readers of this site I must assume that our question has something to do with that offer. Would I be assuming correctly?

If in fact you are a mortgage shortfall victim that has recently discovered this site then you've come to the right place because there is a great deal of information on the Data Protection Act on the site. Most contributors to his site have become quite knowledgeable on the content of the Act and it's purpose. So if you are in fact having trouble with serving a Subject Access Rights Request on a lender then there's always someone who's "been there and got the tee shirt" to help you.

If in fact you've posted your question for some other purpose, in error, then I would suggest you familiarise yourself with the Act itself, it's purpose, the rights it bestows on the individual and who is required to register. You can find lots of helpful info including the complete text of the Act at:

I know that it has seriously helped me since I became a mortgage shortfall victim. I hope that it in some way helps you Leslie.


-- Tony Hayter (, October 26, 2000.

I would like to publicly echo the concerns expressed about the Foundation posting, and further, concerns as to the 'intent' of the Lesley Whitmore posting ?

-- Vic Harper (, October 27, 2000.

Hi Leslie, The Home Repossession Page does not store personal information on anyone other than the mailing lists, which are not required to be registered with the DPC because they are not associated with any particular individual.

I do have a file of people's emails to me (and to the site) and these contain whatever personal information people choose to include in them. However, that information is not used for any commercial purpose and is not maintained in the UK. So it does not fall within the terms of the UK's Data Protection rules.


-- Lee (, October 27, 2000.

An Interesting Side Point On Email Addresses:

It is popularly supposed that e-mails sent from Web-based accounts are untraceable if the person sending the e-mails has entered fictitious name and address details when setting up the account.

It is not so, see this Times Law Article:,,26879,00.html

-- Lamps (, November 02, 2000.

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