Repossession

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I have recently recieved a letter advising me that i owe Abbey National #28,000 after my house was repossessed in 1994. How do I stand legally? what do I do? Do I have to repay it? Abbey national told me to hand in the keys and evrything would be settled.

-- ian stuart reynolds (isreynolds@hotmail.com), January 06, 2000

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