went to atm today. had taken out money on 12 30 1999 left pittence in account - had accurate balance and my records (surprise!) agreed. today (01-02-2000) went and checked balance. found additional amount in account....$199.58 why that much? no deposits to this account in over 3 weeks. So took it out. Will check again tomorrow. A new form of gambling that no one told me about? I like it. an unexpected bonus from the bank.

-- not telling (not.telling@keepingthemoney.com), January 03, 2000

Answers

There is always an upside to all things, a silver lining in every cloud. Might try it myself, sounds like fun, sure beats the lottery.

-- Notforlong (Fsur439@aol.com), January 03, 2000.

What you have done and plan to do is dishonest. You are also stupid for writing about it to this forum. Stealing from a bank is a federal offense and your posting record can be obtained by the FBI.

Not that you care, but I think you're despicable.

-- Old Git (anon@spamproblems.com), January 03, 2000.

Hey now! You give that back, you hear? I am missing $199.58 from my account! Dang it! I'm callin' the cops!

-- Geoff (lost_it@thebank.com), January 03, 2000.

Gambling? No. Theft? Yes. And not a "new" form...one that has been around since forever and with idiots like you in the world, will continue to prosper.

Here's hoping someone decides to "gamble" with your personal posessions one of these days to give you a taste of your own medicine.

And we wonder why society deteriorating....

-- Bob (bob@bob.bob), January 03, 2000.

How dare you even joke about such a thing. After all your bank has done for you! Right? Why, I have half a notion to call your mom!

-- Big Money (federal@reserve.scum), January 03, 2000.

ya know, this happened to me, but a long time ago (not Y2K related).

I used my CashStation card at the JEWEL food store when they didn't have an ATM in the store, just fill out a withdrawel form, I got $300.

The withdrawel was never processed. never showed up on my bank statement.

also- Toyota Motor Credit Corp credited my loan account about $250-ish dollars early in the loan period. I called them on this- TWICE- and each time they insisted it was correct. The computer said so.

The loan has been paid off and I saved $250 in interest.

hey I tried. but the computer was right, can't argue with a computer.

-- plonk! (realaddress@hotmail.com), January 03, 2000.

I happen to agree with whoever coined the phrase:

"Our Current system makes good people do bad things"

Anyone in politics,business or has a credit card at 18% interest knows this all to well.

-- d........... (dciinc@aol.com), January 03, 2000.

Everyone:

Let's not be too hard on 'Not Telling'. He or she probably didn't realize that if a bank or atm makes an error in one's favor, one cannot legally keep that money. To try to do so is a felony.

Even though some will be tempted to take advantage of other citizens or companies in the coming days and weeks, those who do so are creating the very thing we all fear most: Civil anarchy. Please, 'Not Telling' (and some others), consider your actions wisely.

-- tim phronesia (phronesia@webtv.net), January 03, 2000.

When the banks or IRS 'accidentally' take a little too much of your hard earned money, how easy is it to get back?? The knife cuts both ways Zorro!

-- Porky (Porky@in.cellblockD), January 03, 2000.

Did you leave 42 cents or 42 dollars in the bank? Cause if you did, this is bad.

-- Michael Erskine (Osiris@urbanna.net), January 03, 2000.

I ordered a "single combo" at Wendy's tonight, and they gave me a double...WOOHOO...! Before you pontificate...I didn't notice it until I got home, thank ya very much.

-- kritter (kritter@adelphia.net), January 03, 2000.

Our current system? This is the excuse of the day?

Do us all a favor, the next time you don't want to pay bank fees or high interest rates, don't sign your name on the forms that obligate you to do so...it's not like Citibank broke into your house and forced you at gunpoint to make bad financial decisions...

-- Bob (bob@bob.com), January 03, 2000.

Many years ago my then-husband was given an extra $20 (I think it was $20) by a bank clerk who was counting out his withdrawal. When he got home he assured me there was no way he would ever pay it back, because there was no way they could ever know or prove which customer got the extra $20. (He was always a tough talker.)

We both worked nights in a factory and that night he received a call from the bank. (I knew right then that the jig was up.) Somehow, they had been able to determine that he was the one who got the extra dough, and they told him he WOULD be returning it the next day. He did, without so much as a whimper.

"not telling," if they could find him out in those low-tech days of the mid-70s, you can be sure they will catch you. Don't spend that cash.

-- Pearlie Sweetcake (storestuff@home.now), January 03, 2000.

I want that extra burger back, Our the NSA will trace you. You've seen the comercial I have friends everywhere!!!!

-- Dave (Here@wendys.now), January 03, 2000.

There is a thread way back down the line somewhere, where the United Nations accidently accredited a woman's account Much Moola, Forget the amount. But she kept it and spent it. Come to find out they could not get it back because of a time limitation or something. So she came out way ahead of the game. What would have happened if she had of weak kneed given it back? Of course this has a one in ten zillion zillion, some where up there where the nation debt is, of ever happening again. In my case I would have been shot at sunrise, she was just lucky.

-- Notforlong (Fsur439@aol.com), January 03, 2000.

I once served on a jury and the defendent was accused of spending the extra $45,000 that had been credited to her account. She (the defendent) did not deny spending the money; her case was that she had notified the bank repeatedly of the error, and they had told her that the records were correct.

We (the jury) were shown no less than 16 letters from the bank manager and various bank VPs, written to her stating that the balance was correct. She had tried to correct the problem for about a year, and finally she moved out of state and spent the money.

Verdict? We found her guilty. The money was not hers. A bank's error does not constitute a gift.

She served two years.

-- semper paratus (woohoo_let's@go.shopping), January 03, 2000.

Hi, not telling...Let me see if I've got this straight:

not telling checks balance with ATM card issued to same.. not telling withdraws money with ATM card from same account.. not telling gets picture taken with ATM camera as inquiry and withdrawal is done.. not telling's transactions and picture are time and date stamped..

Can you say 'friendly' contact by a bank officer?

Pleasant dreams tonight, not telling, the boogie man awaits..

heh, heh, heh

Count

-- Count on it (theb@nkwillfind.you), January 03, 2000.

Several weeks ago, I paid for purchases at 7-11 with a ten, and pocketed the change without looking at it. I only had two tens in my wallet, so I knew I had paid with a ten. But when I got home, while looking through y wallet for a business card I needed, I discovered two tens, and two ones....

I asked hubby if he had put $ in my wallet; he just laughed and said no. I finally figured out it was the change given to me by the clerk. I returned to the store the next day, and returned the $ to the clerk.

Wasn't mine, didn't earn it, it would cost the clerk $ from his family, so I had no choice. I wasn't scared someone was going to come get me. I just didn't want to gain from someone else's loss.

:) lesser of 2 evils.

-- lesser of 2 evils (lesserm@earthlink.net), January 04, 2000.

Hey not telling,

You knew it was a mistake and you took it. Big deal?

Well, you multipled by how many other greedy people taking what they know is not theirs multipled by the problems the bank is already facing just trying to get themselves beyond y2k NOW multipled by having to go back and readjust for the errors that their errors have caused them...

...i'm holding you personally responsible for the collapse of the economy.

-- 99freak00 (123@456.789), January 04, 2000.