How long can a debt remain unpaid before it is cancelled?greenspun.com : LUSENET : Repossession : One Thread |
I have recently received a bill for water rates for nearly #200.00, this bill dates back to 1995, until today (06.10.99) I have not previously been contacted regarding this bill. Can they still pursue payment of this after all this time? I was not actually living in the house the bill is for at the time but I am curious to know whether a company can pursue money that is owed from so long ago without previous communication.
-- stephen barnsdale (stephen.barnsdale@lineone.net), October 06, 1999
I think you will find that a debt can be "chased" for up to six years but after this time it is not enforcable by court action.
-- Alan Moss (alanamoss@callnetuk.com), October 28, 1999.
Generally, the rule is six years from the date of the last payment.A judgment, whilst being deleted from the files of Registry Trust and the Credit Reference Agencies after 6 years, is there forever, although can only be enforced after the six year limit with leave of court.
-- Mark O'Keeffe (markokeeffe@lineone.net), December 28, 1999.