Response to Wellcome repo

PS; AS WE HAVE ARREARS ON THE SECURED LOAN WITH WELLCOME, WE HAVE NEVER HAD ANYTHING IN WRITING TO TELL US ABOUT THE MISSED PAYMENTS, ALSO WE HAVE NOT BEEN SERVED WITH ANY DEFAULT NOTICE TO DATE, THEY SEEM TO DO ALL THEIR CORRESPONDANCE BY TELEPHONE, AND TODAY, 5/02/04 I GOT A LETTER FROM THE BANK TELLING ME THE DIRECT DEBIT HAD BOUNCED, EVEN THOUGH I CANCELLED IT IN DECEMBER!! I THINK SOMEWHERE DOWN THE LINE, WELLCOME FINANCE ARE NOT PLAYING BY THE RULES, ANY OTHER COMPANY ALWAYS WRITES TO TELL YOU ABOUT THINGS LIKE THAT DON'T THEY??

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