Response to Halifax Repossesion & Shortfall Claim

wow you had some trouble with your ex. he seems an animal. the law says the lender can persue you or your ex. and experence tells me they go after the one whom is responding to their letters. the lender has a duty to sell the house for the best price and aslo market it correctly, such as putting it to auction etc. in law you ow the debt but you can obtain a court order to pay them what you can afford, say £5-£10 per week if you maintain this order they can not persue you further unless your income increases. Alternativly you can file for bankrupcy before doing this offer 10% of the debt they may just take it and use the cash to go after your ex. ggod luck.

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