Response to Full and Final Settlement

THE SIMPLE ANSWER IS YOU DON'T NEED ONE!I CLEARED MY MORTGAGE WITH NEGATIVE EQUITY VERY EASILY WITH MY OWN LETTER.I RECEIVED VERY LIMITED INFORMATION FREE OF CHARGE FROM A LOCAL SOLICITOR,PROBABLY NOT ALL ARE SO OBLIGING!THE LENDER CONCERNED WAS LLOYDSTSB AND I WAS ABLE TO CONTINUE MY ENDOWMENT PAYMENTS WHICH IS NO LONGER ASSIGNED TO THEM,SO AT LEAST I WILL RECEIVE SOME REWARD EVENTUALLY,AS LONG AS I MAINTAIN THE MONTHLY PAYMENTS.I HOPE THIS IS HELPFUL,MAYBE TOO LATE!

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