Months of arrears - Abbey National

Does anyone out there know how many months go by before the Abbey National begin repo proceedings. I am applying for the right to sell first through the courts but clearly would rather not, I am into my fourth month of arrears having been unemployed with a large mortgage. Is there any history of them initiating this at this stage. I have been in contact with them fairly regularly but am getting somewhat freaked out now. Any help or comments would be received with much thanks

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