Response to Shortfall Settled / Income & Expenditure Forms

In the full knowledge that the last poster clearly works for the industry, I have to say that I filled in the I&E form right at the beginning...then again six months later..again six months later..get the picture? Never once was settlement offered - it was pay up or be bankrupted. I was watched, phoned at work and accused of having assets I had never even heard of. Neighbours were quizzed, a boyfriend was listed as living there (when he had never even stayed the night)and my elderly father and other relatives were harrassed at home. The reason? The I&E form "indicated" that I had good earning potential in the future because I was promoted fairly quickly in my field. They had an earnings forecast based on average salaries and worked out that if I lived on the bare minimum, added in non-existent child support and didn't pay any other debts, I could pay them wads every month. Yeah. Good move. I had to leave my job - so they got s*d all in the end.

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