Response to SARN - ABBEY NATIONAL

Presumably you received some sort of contact letter claiming a shortfall debt so that must have had the account number on it! If it didn't then write back and say you don't know what they are talking about :-) Seriously though, the claim is something that wil affect both you and your ex whether you like it or not. Even if you try to keep her out of it and eventually settle with them (assuming you follow the advice about making the lender prove the claim first etc.) there is nothing to stop them chasing her similarly. Have you told her that the AN are chasing you? I think the honest and human thing to do would be to let her know the score. You don't say when the property was repossessed but if the time to the 12 year limit is relatively short it may be in her interests to try to remain hidden until the end of this period.

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