can a lender put a chargeing order on my new property?

Hello, I was repossesed in 1990, and was contacted by a collection agent in 1999. They wanted in excess of £50,000 for the shortfall, any way to cut a long story short they are now threatening to put a charge on my new property for the full amount. Can they do this without going to court? This is the latest in a stream of threats and would seem they are getting desperate, what are the chances they will eventually give up? I ask this as they originally refused my offer of £1000 but now they seem too happy to accept it. Thanks. Lee

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