Response to WHAT CAN YOU DO IF YOU ARE ALREADY PAYING

Very unlikely, unless the amount was paid under duress, and then you need a lawyer to prove it. However, if the Lender made first contact after 11 years (who was the Lender?) and they subscribed publicly to the 6 year rule, it seems very harsh. Unfortunately, given your son-in-law's status, they probably did the right thing. Service personnel should not be involved in litigation over money as you know, as it can affect their position, particularly if the person concerned is an Officer. Either way, if the CO got wind of what was happening, your son-in-law could have been busted for it. I do hope the loan is manageable and that they got a letter confirming full and final settlement from *all* interested parties.

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