Response to Halifax: 8yr old Repossession

Thanks Lee, My husband has virtually no assets - no credit cards, average earnings etc.. as we put everyhtin in my name before we married (the house credit cards etc..) I actually bank with the Halifax and have credit cards with them but I have also just taken out a very large loan with them and that is eating up all our spare cash now. Will my assets come into it? Also, we really dont want to be dealing with this solicitor - can we cut them out and go straight to the Halifax (I presume the solicitor may be on a commission only basis and will not accept our first offer) Thanks

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