Response to 12 years could be forever....

If the mortgage was not covered by any MIG policy and the house was voluntarily repossessed and sold in 93, does that remain a simple debt? I interpret the above as 12 years, although I thought a repossession formed a simple debt and was therefore subject to 6 years? It looks like my BS may have sold the debt onto another agency, but somehow, its now transferred back to the original BS who are chasing me. I received my letter at 5yrs 11 months and 1 week like so many other unfortunate people, so they will not decline the chase as they say the CML ruling does not count here. I am trying to prove the 6 year simple debt rule against my case, but after reading this, I am not sure.....

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