Response to Experto Credite and Royal and Sun Alliance and Halifax

Mark Many thanks for your reply. I presume that you settled in 1999 ie before the CML's six year moratorium came into being? Or did Halifax contact you within the six year period? Are you able to give any detail as to the amount of the shortfall and what the settlement was? I would have thought that RSA have no chance of further money. They also have a six year moratorium agreed with the Association of British Insurers. Caan you give any more detail though, on why Curtis/RSA feel you still owe some money? I would have thought that your solicitor would have agreed with Halifax that the payment you made in 1999 was full and final settlement. In that case, HALIFAX could not have a valid claim on the MIG with RSA? There was a case recently where the insurance companies argued that they need not reimburse the DSS for benefit payments (on industrial injuries etc.); where the benefit should not have been paid to the claimant. It strikes me that this works the other way ie if RSA should not have paid Halifax, they have no legal right to recourse from you. George

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