Response to MJO

Hello - just a quick point - I doubt their letter will help you. the account was redeemed (by way of repo) but that does not mean that you owe them nothing. The other thing to note is that you say the shortfall is 18,000 "each". Unfortunately, whatever agreement you have made with your ex-partner is irrelevant, even if its been done through a solicitor as mine was. You are BOTH jointly and severally liable for 36,000 (but obviously dispute the figure using this site's info) and they can and will come after either or both of you for the full amount. I would suggest you go throuh this site with a fine toothcomb and take the bull by the horns. Best of luck.

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