Response to How do I know if my lender has issued legal proceedings ?

I may be wrong (someone correct me please!) but you won't get the blacklisting removed. It will stay there in various guises, but with the note that it is "spent" i.e. beyond the statute of limitation sto collect. When you apply for another mortgage it comes up, every time, six years expired or not. My [mortgage]credit file is ruined by this information staying on it and there is nothing I can do to get it off apparently. I tried writing to the various bodies and was ignored for months; when I questioned how, after so many years, this information was still showing up, I was told that it was a "tar baby" - that is it will stick to me for good.

[ Previous | Next ]