Response to JDL Holdings - strange letters

From what you say you have done nothing wrong, in which case (especially given the error in your name) it looks like JDL have mistaken you for somebody else who really *does* have a debt problem. It is important you do answer their letter to find out who they think you are, because otherwise you could easily end up with a dodgy credit record through no fault of your own, which is likely to make your life unnecessarily difficult. You are right however that you should not telephone, as in my experience the staff of these companies are extremely rude, insulting and unwilling to listen to you. Write a letter and send it by recorded delivery. Good luck.

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