Response to Abbey National - Full and Final Settlement!??

They can't take what you don't have - well yes, but that means you have to stay asset-less forever as they just sit there and crawl out of the woodwork five/ten years down the line when you are back on your feet. My Lender told me outright that they monitor people and wait until they see realisable assets or higher than declared evidence of income. Then they pounce. If I had my time again I would have settled years ago. The hassle and the stress are just not worth it.

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