Response to Bankruptcy threat...............how long before I know?????

the Halifax threatened us with this 2yrs ago, sadly for us they have continued and we went to court(debt of £60,000), you need to consider as we have, whether you should bankrupt yourself. one line of advice was that should they get an attachment of earnings on my husbands salary, then it would be a good time to bankrupt ourselves, another thought is what effect bankrupty would have on your life, if you have no assets, what have you got to lose........good luck,

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