Response to Halifax-Offer for settlement

Only if you can prove that the remaining £10000 of the shortfall was not valid would I hold out to try and get the debt written off completly. If you think that they have any justification in claiming any of this then I would try offering a full and final settlement figure of what you feel comfortable with (you mentioned £800), as a gesture of goodwill to settle this matter, whilst not admitting any liability. Make sure you put 'without predjudice' on your letter, and I found that giving them a time limit in which to accept (say 2 weeks) worked for us. I don't know if Tony is a solicitor or has shares in a solictors practice but he seems awfully keen on getting them involved. In my experience their costs outway any benefit. Maybe he can tell us that he's experience is different. That a solictor managed to settle his dispute and obtain him compensation in the process?

[ Previous | Next ]