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Response to Questions re Deed and MIG
from jen p (jlzmail@adelphia.net)
Am in the process of requesting the docs that go with the deed and
also politely asking for a copy of the MIG again. With regards to
the MIG - I have no idea whether I was required to take one out or
not - this was so long ago (unfortunately I can't remember much from
1988)! I guess their response of "unfortunately we are unable to
provide you with a copy of the indemnity policy as this was a policy
between the Bristol and West and its insurers and remains so" either
means 1. there was a policy or 2. they have no idea if one existed as
they too can't remember and have no documentation of it so they are
just going to stall me. By the way - when I asked for a copy the
second time their response was "I also repeat that the Mortgage
Indemnity insurance was between the Bristol and West and its insurers
and you are therefore not entitled to a copy of the policy, I have
enclosed for your information a copy of the Council of Mortgage
Lenders press release, to whom we subscribe." - They then sent the
CML report under consumer info entitled Mortgage Indemnity: A
Borrower's Guide from May 2001. I have read items 9 and 10 under
your Do's and Don'ts - looks to me as though B & W are not being very
helpful - anyone else have any ideas??
(posted 8686 days ago)
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