Response to Household Mortgage Corporation - What is a Full and Final Settlement?

Avril - you need a new solicitor for a start, yours is not only a misinformed plonker, but is scaring you with his advice. You might want to check your other posting [the extract] with your new representative. If you have the previous "full & final" arrangement in writing, your Lender (through Davis & Co) cannot renege on it. Indeed Davis Diddle and Co can be censured for harassment (a legal slap on the wrists they will of course ignore). I suspect you made an arrangement verbally, which, unfortunately, is impossible to prove and they will ignore any previous arrangement. In essence you have to start all over again in your negotiations, but slap both your Lender and Diddle & Co with a SARN pronto.

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