Response to Halifax, the latest from them

We are in similar situation insofar as we also filled out I&E forms and even went further and made small monthly payments for some time. Unfortunately I am in no position to advise as we are as lost as you are! I find the answer given by 'too scared to say' very worrying. Surely if there is evidence of underselling/mis-selling of MIG/etc,the 'preferred creditor status' would be a bit more difficult for them to obtain. I am assuming this is a court procedure - is there anyone who can expand on this as I can't find any reference to this anywhere on the site. I had read the piece about what if you have admitted liability and this had given me some hope. Now, in the light of the above answer there seems little point in plodding along the route of putting ex-lender on strict proof. There must be an awful lot of people like ourselves who have filled in these I&E forms and made payments when preyed upon by the lenders when we are in a vulnerable state i.e. homeless following the repossession.

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