Response to made an offer

Hmm. Like the sound of this approach Anon. This is one tactic I never used, as the DPA, IC etc were not really available to me as tools way back when. However, since I know my luvverly Lender's goons are searching for me again (they are soooo thick, Mr.Bean would have found me with the trail I left) I will watch your progress with interest. Incidentally when my mobile was stolen, I was refunded all the call charges after months of arguing. All it took was the police report reference # and a nasty letter, as their Helpline typically had no record of my call reporting the loss, despite me knowing the name of the person I spoke to, date and time!!

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