Blemain - repossession proceedings 2 months arrears

I have a secured loan with Blemain Finance for £60,000 which is costing me £645 pm over 300 months. They started repossession proceedings when I was just one month in arrears and I am now two monts behind and the court hearing is on Tuesday 9 September 2003. Are there any guidelines for lenders about how many months arrears there should be before proceedings are commenced? Thanks

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