Response to 8% interest added/jdl holdings

thank you both for replying, My self and my ex wife spilt up in 1992.I left and she stayed there with my young sons.(I thought at the time it was the right thing to do).After 6 months I tried to take my name off the morgage,but found out she had not been paying the morgage.The house was repossessed in may 1993. I wasnt aware that I would have to pay a morgage shortfall at this time. In about 1997 I was contacted by a company who were very threating (cant remember who but evershards does ring a bell).I payed this company £50.00 per month without them supplying any evidence of the unproven debt.However they stopped collecting about 1999 dont know why.Then I was contacted by HDL Holdings in summer of this year,we ignored thier letters which were pretty standard saying to contact them.However I foolishly phoned them (i hadnt seen your site at this point)and agreed to sent them a finanichal statement of means offering to pay them £50.00. They werent satisfied with the info I supplied and wanted more.I saw your site and retracted the offer and SARNED them,but I havent SARNED the lenders,They wont answer any of my questions or provide evidence that the property was marketed properly.They will not say if they are chasing my ex wife for 1/2 of the debt. On thier own admittance they have no records from the prevois debt collecter.I havent admitted this in writing ,this was during the telephone conversaion.I have since found out HDL Holdings are not using thier correct trading address(which I now know and the SARN was sent recoreded to the correct address) Sorry this is an essay,but I wanted to let you know all the facts many thanks Dave A

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