Response to SARN - ABBEY - FALSE INSURANCE CLAIM

Ah yes, the old ploy of F&F. Not the type of F&F you might be thinking about however. Fixtures and fittings are the property of the mortgagee (the Lender) upon repossession, so unfortunately they were within their rights. Think of it this way - you don't strip the wallpaper off the walls do you? Take the taps? Once installed a shower is a fixture. I had installed exquisite panels in glass doors in my place - which mysteriously disappeared along with the Victorian fireplace in between repo and sale. They were replaced with a plain glass panels and a cheap gas fire. Since I was hundreds of miles away at the time and the Lender had changed the locks, they very oddly backed off on making the same type of claim.

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