Response to husbands debt - where would I stand?

My solicitor advised me to keep everything in separate names, even after we get married. Jointly owned assets can be chased as the person being chased for the shortfall then owns part of something which could be financially viable to the lender. However anything in the name of a person who has absolutely nothing to do with the shortfall claim, i.e. this happened many years before as in my case, cannot be asked or chased for their assets.

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