Response to What can they charge you for?

I'm afraid that whether or not you live in the property, the lender can still charge interest on the amount they claim you owe. This is still the case after the house has been sold, presumably for the whole 12 years during which they can chase you. If you can get any proof that the lender was letting the property, then of course any rent they received should be counted against the amount they claim. Good luck,

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