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Repossession/Bankruptcy
from JasonSmith (linglingchee@hotmail.com)
I had my house repossessed in April 1997, TSB was the lender,I moved out in July 1997, as per the Judges instructions. In April 1998 I heard through the grape vine that the Bank was looking for me, this was because of the following events: -
House valued at £70,000.00 in Jan 1997
Mortgage £65,000.00
The house was sold for £42,000 in Oct 1997.
Hence the banks insurance company, part of the TSB group, was trying to re-coup the difference.
After hearing about this I decided to do the next best thing and made myself bankrupt. This took place in September 1998.
All my outstanding debts, including £23,000.00 (from the shortfall)was thrown into the pot, with my overall debt being approx £35,000.00
I have recently been discharged from my bankruptcy, resulting in me being now clear of all debt.
How do I go about getting a mortgage with my name being on the Bankruptcy register and also the Repossession register, or conversly can I now clear my name from both lists.
(posted 8779 days ago)
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