Response to Asked to pay shortfall

We are in a similar position to you. My husbands house was repo'd in 1998 and he too had a Mortgage Indemnity Guarantee (MIG). Firstly you need to ask for all documents to substantiate their claim. On this site somewhere is a list of all the things you should be asking for - look under Repossession Do's and Dont's. You will find that they try very hard NOT to give you any information at all. You can also send them a Subject Access Rights Notice to see what that turns up. There is a blank letter you can use for this on this site. Lastly keep reading this site - it makes you realise you are not alone!

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