Nationwide - Can anyone advise?

I had a joint mortgage with the Nationwide, about 12 years ago I consulted a solicitor as my boyfriend became violent and I was advised that my best option was voluntary repossession. I sent my keys back with a letter explaining the situation and that I gave my full consent for my boyfriend to take over the mortgage in his name alone (which is what he wanted). I didn't leave a forwarding address as I was terrified it would be passed on. 12 years later, last week I received a completion statement for the property after being repossessed in 1998 and to my horror still in both names! The shortfall amount was £15,000, but written along the bottom was "this is not a demand for payment", although they request that I ring them. Do you think a request for payment will follow? My problem is that this is not my debt! When I left the payments were up to date and we had not missed one. When I left, because of the circumstances I didn't take any furniture or anything, they knew I had moved out and I can prove I haven't lived there for 12 years. I would rather go to prison than pay a single penny to pay off his debts, so it's not as if I would try to come to an agreement with them to pay a reduced amount, as far as I'm concerned at the moment its not my debt. Do you think they will contact me again? Any advice would be much appreciated as I'm so worried, as Ive got a mortgage on my own now and am just keeping my head above water as it is!

[ Previous | Next ]