Response to Urgent Advice needed - Britannia BS / Hammond Suddards & Edge

The six year rule came into effect on feb 11th 2000 so I in my opinion they are time barred.Unfortunately the lenders say that simply sending a letter to an address is making contact.As far as I know and this is from the CAB, contact is made when you aknowledge and know the debt exists e.g they send a letter to your correct address or speak to you on the phone.It seems to me that lenders don't want to go to court when the time limit is in question as it may set a precedence. Thats why in my opinion they are threatening you with Bancrupcy and offering to settle for £5k. They are trying it on in other words. Have they got a money judgement order? If they do pettition for bancrupcy which i doubt you can get it setaside and fight it in the courts.I really would'nt worry I believe you have a strong case against them and they know it but they are trying to pressure you.hope this helps.

[ Previous | Next ]