Response to Warrant of pessession

I am not sure of the ins and outs or detail but I am sure that you can force a court hearing by contacting the court bailiffs. The number will be on your eviction notice. At this hearing you can present your case and make a reasonable proposal as to how you will pay your arrears. Ask the mortg Co for their “not to proceed figure” by all means, but don't hold your breath in anticpation that they might be helpful. In the final analysis you are better off asking the court to consider your proposal as they can decide to accept your low but reasonable offer. Whereas the mortg. Co. will probably give you some ridiculous figure which, if you had it you would not be in problems in the face place. From what I understand courts will listen to any reasonable proposal. Depending upon the circumstances a reasonable proposal can include having the arrears added to the end of the mortgage or as little as 5 or 10 pounds added to the normal monthly payment. Hold onto you home. Anything might help i.e. Is your financial situation temporary – just changed jobs, etc? Courts won’t want to make you permanently homeless for a temporary situation. Even though you’ve been to court before. Fight!! I know someone who did and won! Speak to Citizens advice. Try this link http://www2.brent.gov.uk/phiu.nsf/24878f4b00d4f0f68025663c006c7944/bf3 74046559143b78025678c003aad6d!OpenDocument

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