Response to Solicitors for Abbey National chasing £23,032 outstanding mortgage balance!

Sorry...I probably didn't explain that too well. My partner lived in a house with her former husband for 9 years. The mortgage was in joint names. He left her and she stayed on in the house, she was on income support and the interest on the mortgage was paid. At that time the area she lived in was going to be redeveloped by the local council & all the houses were going to be compulsarilly (I'm not sure that word exists) purchased, my partner never entered into negotiations with the council about this. She moved in with me about 3 years ago & quit the house. She did not tell the lenders (Abbey National) her new address. The house was repossessed and it was sold in May 1999. She has since reverted to her maiden name, so it came as a shock when we received the letter from DLA addressed to her in her new name. We do not know how they got our address or her new name. DLA are saying that the debt is her responsibility, but have said that if we reach an agreement soon she may be subject to a 50% discount. They also enclosed a statement of Abbey Nationals policey of treating people in this situation fairly, though it looks a bit ambiguous to me. We do not know if they have tracked down her ex husband (who has a well paid job) They want her to complete an I & E form and contact them within 7 days. We have not done this yet & don't intend to do so until we get some good advice. As I mentioned in the first mail, I don't work and my partner works 30 hrs a week & receives Working Family Tax Credit for 2 children. We desperately need advice! Sorry if the first mail was confusing.

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