Response to Reducing the 'settlement' figure

Hi Brian,In my experience(having reduced from £48K down to £2.5K)it's a matter of perseverence.Stick to your guns i.e no I&E,demand answers to all questions,ask for every document possible,issue SARNS and make sure they realise you're not an easy touch.I wrote to the original lender (Abbey) to ask for their position with ref.to the six year cut off and also cc'd to them any letters complaining of Evershed's behaviour and/or refusal to provide documentation.Try quoting Hopkinson v Tupper to them as well.It all takes a long time though so be patient and don't let the B######S get you down!!

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