Response to Money Judgement

My advice was that there is no legal "proceeding" if you hand over the keys, as I did. It's actually the worst thing I could have done, but my Lender was so unco-operative and I had nowhere else to turn at the time. The upshot of this is that they have 12 years to chase you from the date they sell the property - but I hope someone will correct me because this specific point matters a lot to me!

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