Response to Settlement

This seems to be common practice Rob I'm afraid. They offer you a greatly reduced sum as a * goodwill gesture * then ask for it to be repaid in a ridiculously short time. They know that 9 times out of 10 you will not be able to pay, but it looks good on paper and should you go to court they can say " We did generously reduce the amount m'lud but the defendant declined our offer " I'm sorry to say it's just another example of them adhering to the * 5 point plan * Be careful in what you do though, if you offer a lesser sum it could be seen that you are admitting the debt! J.

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