Response to Did your lender wait years before contacting you?

Well I not going to spoil this perfect thread. My lender was also the Halifax. My marriage broke down in Dec 1989, and I left the property. I wrote to the BS in Jan 1990 telling this a giving them my forwarding address. They wrote back to me at this address in confirmation of my letter. Approx 1 year later my ex-wife wanted to take over the house so I went to the BS Brach and signed a Transfer form. Never heard a thing until I got a letter in Aug 2000 saying that they had sold the property in Jan 1995 as my ex-wife had voluntarily surrendered the keys and I was now responsible for circa 28K. When I questioned them on the time frame (ie 4 months before their definition of the six year CML rule) they just replied that it was my responsability to stay in contact with them! Pointed out that had provided and new contact address and that they deliberately ignored it. There response was to ignore my response. (No change there then!)

[ Previous | Next ]