Response to how long will it take the bs to throw my sister & her kids out in the street

Not very long is the answer. Their stance will be that she has no real reason not to work full-time and the adult children (21, 19 and believe it or not 17) are not figured into the equation at all, even if they are in full-time education. She should attempt to make some payment towards the mortgage, if she intends to live there. They will not entertain the idea that your BIL is morally obligated to pay the mortgage; your sister lives there and she is just as responsible for the payments if her name is on the deed. Your brother in law will probably just walk away; in practice it's just impossible to get the other partner to pay in time if they are determined not to. I speak whereof I know here.I would guess there is some equity in the property as the children are fully grown; her best chance is to get good solicitor and make sure she gets at least half of everything, if not more. If she wants the house she will have to get a full-time job if he agrees to transfer the equity, but the Building Society will want the arrears cleared first. Unfortunately when most of the children are adults, there is no way he will be made to pay for them and the house. Sorry to be the voice of gloom, but I have seen this happen countless times.

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