Credit Reference Agency Search

I have today received a copy of my credit files from Equifax and Experian and noticed a search conducted by Facility Trading Services who are chasing us for a £15000 shortfall on behalf of Citibank. Is this something they all do - I haven't noticed it on my records in the past. We have not been paying the small monthly sum we agreed to pay(before I came involved with the home repo site). Do you think they are trying to find out if it's worth pursuing us. We have a lot of outstanding credit agreements but our credit files are clean.

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